ASGi Homes - Affordable Home Builder

“We started ASGi Homes because there was no one building houses for the working-class people, in an affordable market.” – Bill Ellison, Founder & President

ASGi Homes offers affordable, high-quality new homes in Huntsville, Lake Livingston, Conroe, Montgomery, and Willis, TX. Founder and Company President Bill Ellison says it best:

ASGi Homes

 

Our stunning floor plans and move-in ready homes in Montgomery County, San Jacinto County, and Polk county offer the features and options you’ve always wanted:

Gourmet Kitchens Covered Back Porches Spacious Owner Suites Roomy Closets and Storage Optional Studies or Flex Spaces

Open Concept Living Spaces Large Family Rooms Designer Finishes Brand-Name Fixtures Appliances Included

We’re committed to helping you move into the home of your dreams – learn more about your financing options and start your journey towards becoming a homeowner.

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Get Started on the Path to Homeownership 

We proudly offer quality, affordable homes at a lower rate to break the cycle of renting in an apartment.

New Homes, $0 Down We want to make homeownership available to everyone with programs to help you own your dream home with $0 Down. Get Pre-Approved

Move-in Ready Homes Looking to move now? See Move-in Ready Homes

Get Tips on Our Blog Not sure where to start? Visit our blog for homebuyer tips, vlogs, community updates, and other helpful reads on your homebuying journey. Visit Blog

 

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Top 3 Frequently Asked Questions About Homebuying

Buying a new home can be one of the most confusing processes you will go through in your life, and if it’s your first time buying a home, it can seem very daunting. Fortunately, at ASGi Homes, we’ll be here to guide you through the entire process, and here are answers to our top 3 most asked questions.

 

“How much Down Payment is Needed?”

Depending on what loan you apply or qualify for, you could qualify for a $0 down payment. Our team will help you navigate different loan options, including:

• USDA Loans - A government-backed loan by the US Department of Agriculture similar to FHA loans, mostly used for rural areas or, areas that qualify for lower than the average income. The $0 Down program starts at 620 credit scores and up.
• VA Loans – Government-backed loans for veterans that don’t require down payment are more lenient with regards to credit scores.
• FHA Loans – A government-backed loan for most first-time home buyers, with only a 3.5% required down-payment, which is very affordable to most people with a little saving, and the interest rates are appealing too.

 

“Is Buying a Home Cheaper than Renting?”

The answer to this commonly asked question is completely relative based on what you can afford, and where you live. However, there are significantly more benefits to owning a home, including building equity and customizing your living space for long-term savings.

Buying a home in a more rural or country area is a different story compared to rending inside the city. Renting is more expensive the further you go from the city, and depending on your mortgage and taxes, owning a home in a city like Huntsville, Conroe, or Montgomery could mean a monthly payment lower than average renting rates.

 

“How Much Home Can I Afford?”

There are a few factors that go into your monthly payments, including:

• Interest Rate
• Tax Rate
• HOA/POA Fees *if applicable
• Insurance
• Maintenance

These all play key parts on what you can budget in for your home in addition to the cost to purchase the home itself. Having a good lender and doing your research is important, and the ASGi Team can help you transparently estimate your monthly payments based on costs reported in the surrounding area.

 

Talk to Us – We’re Always Here

ASGi Homes is open 5 days a week with sales offices open 7 days a week. Come by and see us or call us to chat. We can’t wait to help you find your new home.

Call Today: (888) 991-0005